Etoro AI Automatic continuously analyzes your SME's available liquidity and offers documented allocations, based on backtesting and risk management rules defined with your financial department.
Three technical building blocks work together: predictive modeling, real-time analysis of positions, and a risk management framework applied before any recommendation.
The engine relies on statistical models trained on extensive market histories. It identifies regularities in the behavior of liquid asset classes and adjusts its recommendations as market conditions change, without daily manual intervention from your team.
Each recommendation is accompanied by a summary of the assumptions made, so that your financial management can assess the logic before any decision.
The dashboard updates at regular intervals during market hours. It tracks available liquidity, exposure by instrument and alert thresholds defined with your finance department, so that deviations from the initial plan are reported quickly.
Each proposed allocation is subject to rules defined in advance with your company: exposure ceilings per counterparty, maximum tolerated loss thresholds, and frequency of re-simulation in the event of a market shock. No recommendation is transmitted without going through this filter.
Before a strategy is proposed to a client, it is compared with historical data and then reviewed by a technical team. Here are the main stages of this control.
Creation of historical data series specific to each asset class analyzed.
The strategy is simulated over past periods, including contrasting market phases.
Tension scenarios are applied to observe the behavior of the model in unfavorable conditions.
An analyst reviews the results before making a recommendation available to clients.
| Scenario tested | Simulated period | Nature of the test | Status |
|---|---|---|---|
| Figure A | Bull market cycle | Historical simulation | Documented |
| Figure B | Correction phase | Stress test | Documented |
| Figure C | Stable rate market | Historical simulation | Documented |
The same analytical foundations serve different needs, depending on the decision horizon and level of risk accepted by your business.
Identification of the share of liquidity which exceeds current operational needs, and proposal of allocations adapted to a horizon of a few months.
Provision of structured market data to support an expansion decision, without replacing your team's strategic analysis.
Adjustment of the distribution between liquid instruments according to the validated risk profile, with periodic re-simulation.
Etoro AI Automatic was designed to meet the requirements of Swiss financial departments: traceability of assumptions, documentation of risk rules, and availability of a contact person for any methodological questions.
The platform does not replace regulated financial advice. It provides structured analysis that powers your business decision.
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A selection of questions regularly asked by financial departments of Swiss SMEs before integrating the platform.
The data transmitted for analysis is processed according to a framework defined contractually with each client. The precise hosting and storage arrangements are detailed in the contractual documentation provided before any implementation.
The analysis can work from data transmitted manually or by connection to your existing systems, depending on the configuration chosen with your technical team. The scope of integration is defined on a case-by-case basis during the initial analysis.
This means that the planned strategy is simulated over past market periods before being proposed. This step allows you to observe its behavior in different conditions, but it does not guarantee an identical result in future conditions.
The model provides recommendations with a level of confidence and assumptions made. A human review takes place before any transmission to the client, in particular when market conditions go beyond the scenarios already tested.
An initial analysis allows you to identify the portion of your liquidity available for allocation, as well as the risk framework adapted to your business. No commitment is required at this stage.